This Privacy Policy applies to US residents only. See privacy policy for Canadian residents.

Introduction

Savrr Inc. ("Company", "we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application (“App”), website (“Website”), or engage with any of our services collectively, the "Services").

If you do not agree to this Privacy Policy, please discontinue use of the Services.

Important: Savrr is a financial wellness tool. We do not move, hold, or store your money. All displays within Savrr are simulations of your financial progress. We are not a bank, lender, or investment advisor.

Information We Collect

We collect the following categories of data, in accordance with Apple and Google’s transparency and disclosure policies:

• Personal Information: Name, email address, phone number, account credentials, profile photo, or other identifiers you provide.

• Financial Information: Read-only account balances and transaction history, retrieved securely through Plaid Inc., solely to visualize your savings progress. Savrr never receives or stores your bank login credentials. Plaid’s use of your data is governed by their own Privacy Policy.

• Usage and Device Data: IP address, device type, operating system, language, app usage statistics, crash logs, and performance data.

• Identifiers: Unique identifiers used for analytics and diagnostics only. We do not use these identifiers for advertising or tracking for third-party marketing.

• App Activity: Progress toward savings goals, reactions, and comments — tied only to your account.

  
  

  Data Minimization: We collect only the minimum data necessary to provide our Services.

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AI Generated Tips

Savrr uses artificial intelligence (“AI”) technology to deliver daily money and savings tips within the app. These tips are not individualized; rather, they are selected based on your Money Mastery Level:  Beginner, Intermediate, or Advanced;  which is determined by your score on our in-app financial quiz.

• All users within the same level receive the same category of tips.

• We may retain a record of the tips shown to users for a limited time to ensure quality, accuracy, and compliance.

• These records are used only to improve our content, monitor for accuracy, and respond to user inquiries.

• No personal financial or identifying information is shared with our AI provider. '

Cookies and Website Analytics

Our website uses essential cookies and limited analytics cookies to understand traffic and improve performance. We do not use cookies for advertising or cross-site tracking. You can adjust your browser settings to refuse cookies if preferred.

How We Use Your Information
We collect and use your information for the following purpose:

• Provide, operate, and maintain our App and Services

• Customize and personalize your experience

• Communicate with you (e.g., support, updates, promotions)

• Perform analytics and measure engagement

• Comply with legal obligations and enforce terms

• Prevent and detect suspicious or fraudulent activities 

• Keep all members of our community safe

  
  

No advertising: We do not use your data for advertising or marketing by third parties.

We do not use sensitive or background location data or biometric identifiers unless explicitly permitted. Savrr is a financial wellness tool, not a bank, lender, or investment advisor. Nothing in the App should be construed as financial, legal, or investment advice.

We do not knowingly collect information from children under 16.

Sharing Your Information

We do not sell or rent your personal data. We may share information only in these limited ways:

• Service Providers: With trusted providers (e.g., Firebase, Plaid, analytics, hosting) who process data on our behalf, under strict contracts limiting use to our purposes.

• Legal Authorities: If required by law, subpoena, or to protect rights/safety.

• Business Transfers: If Savrr is involved in a merger, acquisition, or sale of assets, your data may be transferred. We will notify you and ensure your rights continue under this policy.

  
  

Service Providers & Subprocessors
This list reflects the subprocessors that process user data for Savrr. It excludes internal operational tools that do not handle user data. Each provider processes data only to the extent necessary to provide its service and is bound by contractual data protection terms consistent with applicable laws.